First-time borrowers often face a difficult cycle: lenders look for an established credit history, but that history generally begins only after a person receives and repays credit. A credit builder loan is a term sometimes used for a small, structured borrowing arrangement designed to create a repayment record. Under one model, the borrowed amount remains restricted while the borrower pays scheduled instalments, although product structures may vary.

A court proceeding, loan-related documentation requirement or collateral-related query may sometimes make it necessary to obtain a certified copy of a gold loan agreement. The Fair Practices Code for Lenders mandates that lenders typically furnish a copy of the loan agreement and pertinent enclosures to borrowers at the time of sanction or disbursal. Requests for additional copies or certified copies are typically made thru the normal document request process of the lender, subject to verification, charges and internal procedures.

Wondering whether if you will be able to establish home loan eligibility with a lender? Relax. You have landed on the right place we are here to give you the right tips to qualify for a home loan.

Struggling with work from home? Learn how to stay focused, manage time effectively, and maintain productivity in a home-office setup.

Picking the right mutual fund for your investment portfolio is similar to selecting a business or a career. First you have to know what works for you then test your selection against various benchmarks

Salaried individuals living in a rented accommodation can avail benefit on HRA deduction under provision of section 10(13A) while Homeowners can claim deduction of ROI on home loan under provisions of section 24(b) of the Income tax Act, 1961

It is very easy to say that buying on fear and selling on greed is the best thing to do. In reality, investors tend to buy on greed and sell on fear. Why does this happen? What is the way out?

One of the keys to investing in mutual funds is to build your mutual fund portfolio. It takes a long time to build your mutual fund portfolio and it is a gradual and iterative process. There are five keys steps you need to remember when it comes to building your mutual fund portfolio.

When you invest in a mutual fund, you have a choice of plans. You can either opt for a growth plan, dividend plan or a dividend reinvestment plan.Our discussion in this article is focused on growth and dividend options. Read more to find out what suits you.

8 things you need to know about portfolio selection after re-categorization.