A gold loan is a simple and secured financial product where one can borrow money by placing one’s personal or family’s gold jewellery as collateral with a lender. One can borrow money from either banks or reputable non-banking finance companies (NBFCs) such as IIFL Finance by pledging their gold jewellery.

Before applying for a gold loan, consider factors like gold purity, interest rates, loan-to-value ratio, repayment terms, lender credibility, and hidden charges. Evaluating these ensures better loan terms and financial safety.

Get instant funds with low interest, flexible repayment & no credit check by pledging gold. Fast, secure, and hassle-free gold loans!

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In this age of everything digital, practically anything from grocery to medicines and from tickets to mutual funds and shares can be bought from the comfort of the home and without any hassle. So, why should the process of taking a gold loan be any different? Yes, in 2022, even gold loans can be ava...

To obtain a gold loan, visit IIFL Finance's website or nearest branch, complete a short application, submit KYC documents (Aadhaar, PAN), and have your gold evaluated for instant loan approval.

While seeking a gold loan, a crucial factor is the lowest gold loan interest rate. Gold loans are collateral-backed and less expensive than other types of loans. However, interest rates differ from one vendor to the next in addition to other vital factors that cause an increase or decrease in the rate.

To calculate a gold loan per gram, divide the loan amount by the weight of the pledged gold in grams. The value depends on gold purity, current market rate, and the lender’s loan-to-value (LTV) ratio.