A leather factory business loan helps footwear manufacturers manage large upfront payments required during seasonal leather auctions. Businesses may use structured funding options, including working capital loans or revolving facilities, to bridge ₹5 lakh–₹30 lakh procurement gaps depending on scale and operations.

Start with the fact most articles bury: no Indian law caps how much gold a person can own. The numbers everyone quotes, 500 grams, 250 grams, 100 grams, come from a CBDT instruction issued on 11 May 1994, and they answer a narrower question about how much gold can i keep without questions during an income tax search. Within those thresholds, 500g for a married woman, 250g for an unmarried woman, and 100g for a man, tax officers are directed not to seize gold jewellery even if the owner shows no purchase proof. Above them, the gold stays legal, but the source has to be explained. Bars and coins sit outside the tolerance entirely and always need documentation. This guide sets out the limits in a quick table, separates the jewellery rules from the bar-and-coin rules, covers inherited and gifted gold, and summarises the capital gains tax position in 2026.

India's growing reliance on digital skills has created increasing demand for practical computer education across students, job seekers, working professionals, and small business owners. As technology adoption expands across industries, computer training institutes continue to play an important role in helping individuals develop employability and workplace skills.

The Sovereign Gold Bond scheme has changed shape since it made headlines. The last fresh tranche was issued in February 2024, and the government confirmed after the 2025 Union Budget that no new tranches would be launched, citing the high cost of the borrowing. Yet the sgb kyc requirements still matter, and to two groups. Investors can still buy existing SGBs on the stock exchanges through a demat account, and lakhs of existing holders need their KYC in order to receive interest, redeem early, or collect the maturity amount. The one non-negotiable document in every route is PAN. Beyond that, one officially valid document, Aadhaar, Voter ID, passport or driving licence, covers identity and address proof. This guide walks through why KYC applies, the exact document list, how it works for demat purchases versus older physical holdings, and the special cases of minors, joint holders and HUFs.

Most households own more silver than they realise. A box of old coins, a set of payals, a thali brought out twice a year. What none of those items carries is a price tag, and that is the gap a silver calculator closes. To calculate silver value, three inputs do the whole job: the weight in grams, the purity factor (0.925 for sterling silver, for instance), and the day's silver rate per gram. Multiplying the three gives the base value; 3% GST goes on top if a purchase is involved. This guide walks through the formula with a worked example, decodes the purity grades stamped on Indian silver (999, 925, 800 and 500), sorts out the weight units from tola to troy ounce, explains what GST and making charges add, and shows how lenders value silver when it is pledged for a loan.

Two invoices, same 10 grams of gold, and yet one bill runs thousands of rupees higher. The difference sits in one line: making charges gold chain buyers pay around 6% to 14% of the gold value, while a ring buyer may part with 14% to 25% for the same weight of metal. Making charges are the jeweller's fee for labour and craftsmanship, calculated either as a fixed rupee amount per gram or as a percentage of the day's gold value, and they swing widely by ornament type. This guide sets out the typical ranges for four common pieces, chains, rings, bangles and kadas, explains the two calculation methods with a worked example, covers GST, separates making charges from wastage charges, and shows why none of these charges count when the jewellery is later pledged for a gold loan.

India rewrote the rules of gold buying in June 2021, when mandatory hallmarking india came into force across 256 districts and unstamped jewellery could no longer be legally sold there. Five expansions later, the sixth phase of 2 March 2026 has taken coverage to 380 districts, roughly half the country, with over 60 crore gold items hallmarked along the way. Every mandatorily hallmarked piece now carries a HUID, a six-digit code any buyer can verify on a phone in seconds. This guide lays out the full phase-by-phase timeline with dates and district counts, explains the HUID and how to check one, lists who and what remains exempt, gives the current position on silver hallmarking, and covers a question compliance articles skip: what hallmarking means, and does not mean, when gold is pledged for a loan.

The two-week December visit home usually includes a trip to the family jeweller, and the questions follow on the flight back: was that purchase within the rules, how will it be taxed, and can the money ever come back out? The short answers for an nri buying gold india journey are reassuring. NRIs can legally buy gold in India across four formats, physical gold, gold ETFs, digital gold and gold mutual funds, under FEMA's framework. What differs sharply by format is the tax treatment, the accounts needed, and the repatriation path for sale proceeds, which runs through the NRO account with its USD 1 million annual window. This guide compares the four formats, sets out the capital gains rules as they stand in 2026, walks the repatriation process step by step, and covers the gold loan option most NRI guides never mention.

One troy ounce of gold is 31.1035 grams and that one number is the link between the price showing up on international tickers and the rate a jeweller quotes in India. Gold is priced in global markets in US dollars per troy ounce. Indian traders price it in rupees per gram. The ounce to gram gold conversion, divide the spot price by 31.1035, then multiply by the dollar-rupee exchange rate, translates one world into the other, with import duty and GST layered on before the retail figure appears. This guide gets the troy ounce right (not the 28-gram kitchen ounce, a confusion that throws off every calculation based on it), gives a quick conversion table, walks through a complete spot-to-INR example step by step, lists the factors that widen the gap between spot and shop, and shows why the math matters to anyone pledging gold for a loan.

Every Akshaya Tritiya, the hoardings go up: zero making charges gold, this week only. The offer sounds like free craftsmanship, and sometimes it genuinely is. Making charges are the labour fee stacked on top of gold's raw price when jewellery is bought, commonly anywhere from 8% to 25% of the gold value, so waiving them is real money on a big purchase. But the waiver is only one line on the invoice, and the gold rate applied on the other line decides whether the deal actually saves anything. This guide explains what making charges are and how they are calculated, the three kinds of zero and low making charge schemes running in India, how to test whether an offer is genuine, and one angle most buyers never hear: why making charges vanish entirely the day that jewellery is pledged for a gold loan.