A small business taking ₹20.5 lakh against gold to fund expansion has a reason to ask about closing early: the RBI's 2025 rules on pre-payment charges changed what lenders may levy. The documents required for a gold loan of Rs 20.5 lakh take in KYC and the business records the assessment above ₹2.5 lakh relies on; this guide adds when foreclosure charges generally do not apply and how that depends on how the loan is classified. Under the RBI's Lending Against Gold and Silver Collateral Directions, 2025, implemented by regulated lenders from April 2026, ₹20.5 lakh sits in the third slab, and the LTV ceiling that may apply on a consumption loan there is 75%, subject to lender policy and applicable conditions.

Wondering whether if you will be able to establish home loan eligibility with a lender? Relax. You have landed on the right place we are here to give you the right tips to qualify for a home loan.

Understand the challenges faced by the finance industry during COVID-19. Explore opportunities for growth, digital innovation, and market resilience.

As healthcare costs grow at double the rate of general inflation, only senior citizen health insurance can ensure good healthcare after retirement age. Learn how it works, here.

Explore the concept of ANGAN (Augmenting Nature by Green Affordable New Habitat), aimed at creating eco-friendly, cost-effective housing solutions for sustainable living.

Each of the nine forms of the all-encompassing goddess Durga offers key lessons for women who want to take control of their finances.

We have explained below a few important concepts that you must be aware of while applying for a loan.

Kutumb by IIFL Home Loans wins 'Best Green & Sustainable Initiative in Affordable Housing Segment' at ZEE Business National CSR Leadership Congress & Awards for Excellence in CSR & Sustainability.

MSME sector is a crucial driver of the Indian economy and it had a lot of expectations from the Union Budget 2019. Did it get what it wanted? Read to know more.

Equity funds are long term wealth creators. But there are a lot many sub-categories within the equity fund space and the investor needs to take a call on these aspects. Read more to figure what suits your needs.