An individual looking for a modest-sized loan might have questions regarding whether the lack of a previous credit history will be a hindrance in obtaining the loan. Whether cibil score required for a 76000 loan depends upon the loan and its eligibility criteria decided by the lending entity. A CIBIL score might come into play if one is present, but it is not a standard eligibility criterion for all types of gold loans.

While considering loan against jewellery, a question may arise: Is a cibil score needed for a 270000 loan? As per RBI norms, there is no minimum CIBIL score necessary for a gold loan. But since the loan amount of 2,70,000 rupees is above ₹2.5 lakh, the lender must perform a comprehensive credit assessment, which includes repayment capacity.

The loan of ₹7,15,000 could be either an unsecured loan or a gold loan; both have different methods of credit assessment. While anyone who asks, “is cibil score needed for a loan of 715000” should note that there is no fixed RBI rule on minimum scores. Unsecured loans may depend heavily on credit score, whereas the gold loan is a secured loan.

The necessity of ₹73,000 can be seen in many aspects such as education, health, business stocks or any other expenditure. Prior to taking the gold loan, the customer may wonder if the cibil score needed for a 73000 loan? There is no mandatory requirement for a single minimum CIBIL score for a gold loan prescribed by the RBI.

Dhoni’s retirement marks the end of an era. Here are 7 qualities that made him a legend, and 7 key learnings about personal finance from his innings

MSME sector is a crucial driver of the Indian economy and it had a lot of expectations from the Union Budget 2019. Did it get what it wanted? Read to know more.

A SIP entails a regular investment of a fixed sum of money on a monthly basis. Every investor looking to create wealth in the long run must necessarily look to start an equity fund SIP at the earliest. Here is why!

E-mandate is a facility to help invest in Mutual Funds. It helps reduce SIP registration time from 25 days to 2-3 days.

Having a good CIBIL TransUnion credit score is one of the basic requirements for a home loan. An acceptable CIBIL score for home loans would start somewhere around 700. Having a credit score of more than 700 is generally considered good. Read more at IIFL Finance Blog.

This article describes the role of different investment vehicles and how you can build your own porftolio.