NRIs can avail gold loans from lenders such as IIFL Finance, subject to eligibility and documentation requirements. Applicants must provide valid KYC documents, including a passport, visa, PAN, and overseas address proof. In some cases, lenders may require a resident co-applicant or authorised representative in India. The pledged gold jewellery must meet the required purity and weight standards, and the loan amount is determined based on its assessed value as per RBI guidelines. The pledged gold is stored securely by the lender and returned to the borrower after the loan is fully repaid.
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