Business loans vary in terms of repayment tenures. Unsecured loans, without collateral, are typically repaid within five years, with a maximum borrowing limit of around Rs 75 lakh. Secured loans, backed by assets, can be repaid within 10 years, with higher loan amounts. However, unsecured loans are commonly taken for 2-3 years, while term loans are usually repaid over 5-7 years.
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