Loan Against Property

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High-value loans made affordable

IIFL Home Finance’s Secure SME Loan is a multi-purpose loan which can be availed to meet your financial requirements. Secure SME Loan is offered not only against constructed residential or commercial properties, but also against plot of land. There are instances where small business owners are in need of quick financial assistance to maintain their businesses, expand them or even renovate them. It is then when these small businesses like garment shops, confectionery stores and takeaway restaurants, etc. turn towards unorganized lenders that offer small value loans at exorbitant interest rates, exploiting the customer. Keeping the needs of such small businesses in mind, IIFL offers hassle free loans at affordable interest rates.

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Secured SME Loan calculator

Calculate your EMI and choose the most suitable product for you
Property Loan Online - IIFL Finance

Avail a Loan at an Attractive Rate of Interest

Based on your eligibility and financial requirement, we offer two types of loans under our Loan Against Property- Regular LAP and Samman LAP. Under Regular LAP, we offer maximum loan of up to ₹ 10 Crore for a loan tenure of upto 10 years with simple repayment options. Small business owners can avail our customized product 'Samman' for loan amounts upto ₹ 35 Lakh.

Property Loan - IIFL Finance

Simplified Process for Availing a Loan

The process of availing IIFL Loan Against Property is very simple and hassle-free. You can get your documents ready and avail the loan against it. When you apply for the LAP, please keep No Objection Certificate (NOC) and property papers ready. Loan Against Property can be availed by self employed and salaried individuals, partnership firms and private limited companies.

Necessary Documents
  • PAN, Voter Card (mandatory)
  • Valid Passport/Voter Card/Aadhar Card
  • Last 2 months' salary slips
  • Last 6 months' bank statement- salaried account
  • Latest Form 16 / ITR
  • Property chain documents/Approved plans

Know the Stages of Getting a Secured SME Loan

pre purchase


Fill the loan application form

post purchase


Keep critical documents handy