Unsecured loan is a loan that does not require any collaterals to avail them. It translates to a lender approving a loan based on the borrower’s creditworthiness.

Explore factors affecting gold prices in India. Gain insights into gold price trends, history, historical milestones since 2000 & detailed price history chart to understand price recent rises.

Check out the difference between fixed and floating interest rate charges, and how to choose between the two.

Learn about our digital personal loan and how you can get the money you need quickly. Apply online to enjoy the benefits of these without getting into the complexities of traditional borrowing methods.

Government Gold Loan Schemes worth investing : Gold is not just a symbol of wealth and security but also holds a deep cultural significance in India. Considering its value and the growing popularity of gold loans, the Indian government has introduced various gold loan schemes to empower individuals ...

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According to CBDT rules, individuals may hold certain amounts of physical gold without fear of confiscation during searches provided the gold comes from declared income, inheritance, or explainable savings. The thresholds are: married women up to 500 grams, unmarried women up to 250 grams, and males (married or unmarried) up to 100 grams. Gold bars or coins can also be kept, but if questioned, one must explain the source. Exceeding limits risks penalties or seizures under tax law

Learn what LTV in gold loan means, how gold loan LTV ratio is calculated, and why it matters for your borrowing power. Understand RBI guidelines and lender criteria.

Gold has been used as a symbol of status, power, wealth and a store of value since ancient times. Even while there have been wild swings in the price of gold from time to time, the average Indian still looks at gold as a necessary and stable investment. This feature has made gold a widely accepted collateral against loans. Many banks and NBFCs like IIFL Finance, now offer loans against gold.

Securing the necessary funding for your business can be a crucial step towards its growth and success. Here's a guide of small business loan for young entrepreneurs to help them start their startup and businesses.