Split the savings between a mix of government-backed schemes, mutual funds & more. Know how much you can invest out of 30,000 & how much you can earn.

After all, you are relying on the judgement and discretion of an individual fund manager and you really cannot be sure of whether they will do a good job or not.

Your pressures at your work place may be tight enough to leave you with little spare time to worry about how to create a second stream of income. That is when you have to make money work hard for you. Let us look at two such approaches.

The concept of future planning is changing from saving your salary to investing your salary. When you receive your salary, you obviously have some fixed commitments.

How do you address the problem of negative returns on mutual funds? Here is a 5 step model.

We all know how systematic investment plan (SIP) works. You put a small sum each month into equity funds and it has the potential to growth into a big corpus at the end of 15-20 years.

The cardinal mistake that most people commit is to spend their salary and then look at saving money if there is anything left. More often than not, they are left with very little.

Is it possible to convert an investment of Rs.15,000 invested per month into Rs.1 crore in 3 years. Theoretically, the answer is yes; practically the answer is No.

Green buildings are becoming an integral part of India because there are many benefits of green buildings which help to achieve sustainable growth and energy-efficiency in real estate sector.

Read more to know about a few various scenarios where you might be able to use money from a personal loan.