Before understanding what a SIP offers, it is essential to understand what the SIP does not offer. For example, the SIP is not an assurance of lower risk and higher returns.

The difference between most of them is based on the term to maturity or the credit quality. There is also a classification based on the discretion of the fund manager in terms of allocation.

Liquid Funds are the best way of creating an emergency fund. Read about how liquid funds and debt funds are taxed to make sound investment decisions.

The basic rule of investing in mutual funds is that it conscious decision and not a random decision.

After all, you are relying on the judgement and discretion of an individual fund manager and you really cannot be sure of whether they will do a good job or not.

Your pressures at your work place may be tight enough to leave you with little spare time to worry about how to create a second stream of income. That is when you have to make money work hard for you. Let us look at two such approaches.

Capital gains on debt funds were classified as long term if they were held for a period of more than 1 year. But first, what is this FMP all about?

How do you address the problem of negative returns on mutual funds? Here is a 5 step model.

These are the kinds of stories that look like fairy tales but then they are absolutely real. At the same time there are equity mutual funds that can help you generate huge wealth if you systematically do an SIP for a period of 20-25 years.

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