The COVID-19 pandemic has affected a lot of resorts & hotel owners. Those operating a hotel or a restaurant can avail business loans to bounce back from the pandemic.

A gold loan is a secured loan where gold ornaments are pledged as collateral. Know in detail about benefits, application process, interest rate & fees.

IIFL Finance offers a range of gold loan schemes tailored to meet diverse financial needs. Interest rates start as low as 0.99% per month (11.88% per annum), varying based on loan amount, tenure, and gold purity. Processing fees are minimal, starting from ₹0, depending on the scheme. Additional charges include ₹500 for Market-to-Market (MTM) valuation, ₹1,500 for auction, and ₹200 for overdue notices. Repayment options are flexible, with no pre-closure or part-payment charges. Loans are secured against gold jewellery, with insurance coverage provided for pledged items. The application process is streamlined, requiring basic KYC documents like Aadhaar and PAN cards, and can be completed online or at IIFL branches.

How would you feel if someone told you that you can avail a loan against your gold jewellery through a completely digital process? Indeed, gold loans have gone digital and borrowers no longer need to visit a lender’s branch.

Having a strong online presence for your brand is extremely important. Here are the key strategies you can use to give your business the best chance at growing!

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What is working capital cycle? Know the various phases & how it impacts the business profitability. Read to know more details here with IIFL Finance!

Business funding can give your small business the boost it needs to thrive & sometimes survive. Get to know the top 5 small business finance solutions here!

Top business ideas for women entrepreneurs: Get to know the Top 5 business ideas with best funding options available at IIFL finance. Click to read more!

Get to know what documents are required before applying for business loan. Check the complete list of small business loan documents and avail it online.