"IIFL Finance Aims To Triple Co-lending Book" Media Source … Times Nirmal Jain Colending book Partnership …

… near term obligations as well as planned growth in loan book. Digital initiative gained … Cr. Apart from securitization and assignment, we have colending book of Rs 2,845 Cr. There exists significant opportunity for further assignment, securitization and colending, given our granular and retail book. …

… 96 per cent of their loans are retail. The assigned loan book is currently at Rs 18,648 crore. Besides, there are securitised assets of Rs 338 crore, and the co-lending book is at Rs 11,586 crore. The company had cash and …

… equity shares. These two classes comprise the wholesale book of many NBFCs. Retail lending: A large number … of securitised portfolio, �on lending� scheme, co-lending guidelines, easing regulations for external … total amount lent in onward lending or assets generated in co-lending schemes. What can be done to support …

… These secured segments now account for the bulk of the loan book, reflecting a shift away from higher-risk and more … as a key growth lever and the company has expanded its co-lending and direct assignment arrangements with banks, …

… on the rate hike to our customers. Almost the entire loan book is linked to external benchmarking or floating rates. … down the gross NPA ratio to below 2 percent of our loan book in this financial year. We also aim to have more than … on large, premium customers. They would probably look for co-lending or partnership arrangements for affordable loans …

… That seems to have changed and you are de-growing the book. What went wrong? Nothing “went wrong”, in … controls, conservative capital buffers, and greater use of co-lending and direct assignment to manage balance-sheet …