IIFL Finance will never request any extra fees during the loan process. Any applicable charges will be deducted directly from the Loan Account IIFL Finance will never request any extra fees during the loan process. Any applicable charges will be deducted directly from the Loan Account
Trusted Gold Loan Provider Regulated NBFC Since 1995

Get Funds Against
Your Gold

A regulated NBFC with insured and safety of your pledged gold, serving 1 Cr.+ customers at 3,000+ branches across India.

Gold Loan
Choose the type of loan you are looking for?
x By clicking on Apply Now button on the page, you authorize IIFL & its representatives to inform you about various products, offers and services provided by IIFL through any mode including telephone calls, SMS, letters, whatsapp etc.You confirm that laws in relation to unsolicited communication referred in 'National Do Not Call Registry' as laid down by 'Telecom Regulatory Authority of India' will not be applicable for such information/communication.I understand that IIFL Finance shall process, use, store and handle the your information including your personal information as per IIFL's Privacy Policy and the Digital Personal Data Protection Act.
Privacy Policy
9.72% p.a. onwards (0.99% per month onwards)
  • Gold Loan starting from ₹3,000 — quick cash at your nearest branch
  • Your gold is fully insured & RBI regulated — always safe with us

Customers trust IIFL

Regulated

NBFC

4.6 from

1Lac+ Reviews

Pledged Gold

Secured & Insured

Zero

Hidden Charges

30+ Years

of Trust

1 Cr+

Happy Customers.

What We Offer

Explore Our Financial Products

A range of loan products for individuals and businesses across India.

Gold Loan

Most Popular
  • Interest Rate From 9.72% p.a. onwards
  • Loan Amount Starting ₹3,000
  • Disbursal After verification and approval
  • Gold Accepted 18K to 22K jewellery
Apply Now

Home Loan

Home Finance
  • RateCompetitive Rates
  • TenureUp to 25 Years
  • TypePurchase / Construction
Apply Now

Secured Business Loan

Property
  • RateFrom 9% p.a.
  • AgainstResidential / Commercial
  • TenureUp to 15 Years
Apply Now

Transfer Gold Loan to IIFL

Balance Transfer
  • BenefitCompetitive Interest Rate
  • ProcessSimple Balance Transfer
  • ChargesFlexible
Apply Now
Estimate instantly

Easily figure out your loan payments

Use IIFL's simple EMI calculator to check different loan amounts, time periods and interest rates

Gold Loan Calculator

Estimate how much you can borrow against your gold.

Loading gold rate…

Calculating…

Number of Jewellery
ESTIMATED GOLD VALUE
—
Weight (g)
Gold Carat
Loan Amount
—
Rate of Interest
9.72%
10%27%
Interest Payment Frequency

*The market value is based on the 30-day average gold rate. You can avail a maximum loan of up to 75% of the market value, depending on gold quality.

*The displayed gold loan amount is an estimate. Actual eligibility and loan value may vary after valuation.

‌
‌
Eligible Loan Amount

—

Monthly Interest Payable
—
Total Interest Payable (as per tenure)
—
Total Payment (principal + interest)
—

Apply for Gold Loan

Loan Amount: —

Apply for Gold Loan

Loan Amount ₹
‌ By clicking on Apply Now button on the page, you authorize IIFL & its representatives to inform you about various products, offers and services provided by IIFL through any mode including telephone calls, SMS, letters, whatsapp etc.You confirm that laws in relation to unsolicited communication referred in 'National Do Not Call Registry' as laid down by 'Telecom Regulatory Authority of India' will not be applicable for such information/communication.I understand that IIFL Finance shall process, use, store and handle the your information including your personal information as per IIFL's Privacy Policy and the Digital Personal Data Protection Act.
Privacy Policy
‌

Loan at the sole discretion of IIFL Finance. T&C apply

Apply for Business Loan

Estimated EMI: —

Apply for Business Loan

‌ By clicking on Apply Now button on the page, you authorize IIFL & its representatives to inform you about various products, offers and services provided by IIFL through any mode including telephone calls, SMS, letters, whatsapp etc.You confirm that laws in relation to unsolicited communication referred in 'National Do Not Call Registry' as laid down by 'Telecom Regulatory Authority of India' will not be applicable for such information/communication.I understand that IIFL Finance shall process, use, store and handle the your information including your personal information as per IIFL's Privacy Policy and the Digital Personal Data Protection Act.
Privacy Policy
Seamless Service

Your Service Options, Simplified

Access, manage and pay with ease through these platforms

Download IIFL Loans Mobile App

  • Access comprehensive information about your loans

  • Share the benefits of our loan app and earn rewards

  • Trusted by thousands of users

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OR
Playstore App Store
IIFL Mobile App
Our Promise to You

Why IIFL Finance?

Thirty years of trust, backed by numbers that speak for themselves.

30+ Years

Trusted Since 1995

Three decades of responsible lending with a perfect safety record for pledged gold.

RBI Regulated

Systemically Important NBFC

Fully compliant with RBI guidelines on gold loan LTV, custody, and customer protection.

Gold Loan

Quick Loan Disbursal

Visit any IIFL Finance branch with your gold and KYC documents. The amount is credited to your bank account.

100% Insured

Your Gold is Always Safe

Bank-grade vaults, full insurance, tamper-proof sealing. Zero gold-loss incidents in 30 years.

3,000+

Branches Nationwide

Present in 500+ cities across India — urban and rural — always close to where you are.

₹0

Zero Hidden Charges

Transparent pricing — the rate we quote is the rate you pay. No surprises, ever.

10M+

Happy Customers

1 Lac+ families across India trust IIFL Finance for their most important financial needs.

Have Questions About Your
Gold Loan?

Our gold loan specialists are available to help and choose how you'd like to connect.

Call Chat Locate
KNOWLEDGE CENTRE

News and Blogs

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Awards & Recognition

Great Place to Work India - Ranked 55 among India’s Top 100 Best Workplaces 2026
Great Place to Work India

Ranked 55 among India’s Top 100 Best Workplaces 2026

Great Place to Work India - Top 25 India's Best Workplaces in BFSI 2026
Great Place to Work India

Top 25 India's Best Workplaces in BFSI 2026

Great Place to Work India - India's Best Workplaces in NBFCs 2026
Great Place to Work India

India's Best Workplaces in NBFCs 2026

Great Place To Work India® - Ranked 77 among India’s Top 100 Best Workplaces
Great Place To Work India®

Ranked 77 among India’s Top 100 Best Workplaces

IIFL Finance awarded Best Customer Centric NBFC at Bharat Fintech Summit '25
Bharat NBFC and Fintech Awards

Best Customer Centric NBFC Award - Bharat Fintech Summit '25

IIFL Finance awarded Best DevOps Team in Automated Incident Response at 7th Edition of India DevOps Show 2025
7th Edition of India DevOps Show 2025

Best DevOps Team in Automated Incident Response (Financial Services)

IIFL Finance awarded Excellence in Corporate Governance at 7th Edition Audit and Risk Summit and Awards 2025
Audit and Risk Summit and Awards

Excellence in Corporate Governance - 7th Edition Audit & Risk Summit & Awards 2025

IIFL Finance awarded Excellence in Cybersecurity at 7th Edition Audit and Risk Summit and Awards 2025
Audit and Risk Summit and Awards

Excellence in Cybersecurity - 7th Edition Audit & Risk Summit & Awards 2025

IIFL Finance awarded Best Co-lending Partnership at Bharat Fintech Summit '25
Bharat NBFC and Fintech Awards

Best Co-lending Partnership Award - Bharat Fintech Summit '25

IIFL Finance recognized as Top-rated Financial Services Company at AmbitionBox Employee Choice Awards 2025
AmbitionBox Employee Choice Awards 2025

Top-rated Financial Services Company and Top-rated Large Company

IIFL Finance awarded Best Companies to Work For in the NBFC sector at Global HR Excellence Awards 2025 by GEEF
Global HR Excellence Awards 2025 (GEEF)

Best Companies to Work For 2025 in the NBFC sector

Apply for a Gold Loan

Apply for Gold Loan

‌ By clicking on Apply Now button on the page, you authorize IIFL & its representatives to inform you about various products, offers and services provided by IIFL through any mode including telephone calls, SMS, letters, whatsapp etc.You confirm that laws in relation to unsolicited communication referred in 'National Do Not Call Registry' as laid down by 'Telecom Regulatory Authority of India' will not be applicable for such information/communication.I understand that IIFL Finance shall process, use, store and handle the your information including your personal information as per IIFL's Privacy Policy and the Digital Personal Data Protection Act.
Privacy Policy
‌

Loan at the sole discretion of IIFL Finance. T&C apply