”Q2 FY27 delivered robust growth, with AUM crossing ₹1.24 lakh crore, up 38% year-on-year, a 90% secured AUM and GNPA of 1.5%. ROE above 20% reflects strong gold and mortgage franchises, lower credit costs and improved operating efficiency.
As gold loan growth moderates, we expect home loans and secured MSME lending to gain momentum. We are strengthening risk, audit, compliance and customer service through AI, while deepening bank partnerships. The Fitch upgrade underscores growing confidence in our credit profile. We expect to sustain resilient, capital-efficient growth through FY27 while serving underserved India”