"Q1 has been a quarter of revival and reassurance. Our Gold Loan business has not just recovered post-embargo—it has surged to a new peak in loan AUM, reaffirming customer trust and branch-level resilience. MSME lending continues to present a strong structural opportunity, though we remain cautious and calibrated in our approach. With strengthened governance, sharper risk controls, and tech-driven execution, we are well-positioned for sustainable and compliant growth. We remain steadfast in our mission to enable credit access for India’s underbanked—responsibly, transparently, and at scale."