Your eligible amount depends on gold’s market price. If prices rise, the loan amount may increase; if prices drop, it may reduce slightly.

As per RBI rules, the LTV ratio can go up to 75% of the gold’s market value.

Yes, you can apply online and it is a very easy process with minimal documentation.

No, all costs including processing and interest rates are mentioned clearly before you apply.

No, only Indian residents are eligible to apply for a gold loan in Kolkata.

Individuals requiring funds can apply for a gold loan online or visit our nearest gold loan branches in Kolkata.

Eligibility includes being an Indian citizen aged 18 to 70, employed as a salaried individual, businessman, businesswoman, trader, farmer, or self-employed professional, with 18-22 carat gold ornaments.

The gold loan amount is computed based on pledged gold and its market value; utilize the

When opting for a gold loan from IIFL Finance, the annual gold loan interest rate can vary from 11.88% to 27%, subject to loan amount and repayment frequency.