IIFL Finance
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Terms and Conditions

Basic T&C for IIFL Gold Loan Refer & Win – Insta Rewardz

**Terms & Conditions:
  • IIFL Gold Loan Refer and Win program shall come in force from 26th April 2023 and shall be available to Existing/Win-back customers of the Gold Loan
  • Customers can win 200 points on Insta Rewardz (1 point = 1 Rupee) for successful referral
  • All existing customers who have/had a Gold loan with IIFL Finance are eligible to participate
  • Customers can refer their family/friends at their nearest branch and via Online Referral (Insta Rewardz portal)
  • Referred Customer must be a New Customer for IIFL Finance Gold Loan
  • Referred Customer must take a Gold Loan within 30 days of being referred
  • Referred Customer must take a Gold Loan of minimum INR 10,000/-
  • NPA customers who are above 90 DPD will not be eligible or if the person referred is already an IIFL customer would not be eligible
  • IIFL Finance can extend the period of the campaign but the maximum referral benefit would stay the same
  • The rewarding of the winner cannot be contested. IIFL decision on the same will be final
  • Loan taken by referred person should be active for atleast 30 days
  • IIFL Finance can withdraw this program without prior notice at any point of time
  • In case of any dispute, IIFL discretion would be final
  • Disputes, if any, arising out of or in connection, with or as a result of the program, shall be subject to the exclusive jurisdiction of competent courts at Mumbai

Basic terms & conditions for “Refer & Win” scheme for IIFL Business Loan & Personal Loan

**Terms & Conditions:
  • IIFL Business Loan and Personal Loan Refer and Win program shall come in force from 26th April 2023 and shall be available to existing customers of the Business & Personal Loan
  • Customers can win 500 points on Insta Rewardz (1 point = 1 Rupee) for successful referral
  • All existing customers who have/had a Business loan/ Personal Loan with IIFL Finance are eligible to participate
  • Customers can refer their family/friends at their nearest branch and via Online Referral (Insta Rewardz portal)
  • Referred Customer must be a New Customer for IIFL Finance Business/ Personal Loan
  • Referred Customer must take a Business Loan/ Personal Loan within 30 days of being referred
  • Referred Customer must take a Business Loan/ Personal Loan of minimum INR 10,000/-
  • Customer can be rewarded for maximum 3 successful referrals in a month
  • NPA customers who are above 90 DPD will not be eligible or if the person referred is already an IIFL customer would not be eligible
  • IIFL Finance can extend the period of the campaign but the maximum referral benefit would stay the same
  • The rewarding of the winner cannot be contested. IIFL decision on the same will be final
  • Loan taken by referred person should be active for atleast 30 days
  • IIFL Finance can withdraw this program without prior notice at any point of time
  • In case of any dispute, IIFL discretion would be final
  • Disputes, if any, arising out of or in connection, with or as a result of the program, shall be subject to the exclusive jurisdiction of competent courts at Mumbai