In order to get an instant personal loan approved in Kolkata, you need to be a salaried individual of 23 years of age or more. You also should have been working for at least a year.
Alternatively, if you are self-employed and are at least 25 years of age, you could get a quick personal loan if your business is at least 3 years old.
Whether salaried or self-employed, a good credit score of 700 and above is of prime importance. Equally important is your ability to demonstrate that you are in a position to pay your EMIs in a timely fashion.
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