No hidden
charges
Maximum value
for gold
Get Maximum value for your Gold
Balance Transfer Available
Get Quick Loan Disbursal
Insured against Theft
Best Gold Loan Interest Rate
IIFL Finance Gold Loan provides the necessary funds for your business ventures or financial emergencies by giving the maximum value for your gold. Pledge your gold and get your gold loan now!
Book appointment
Loan manager visit at home
Get loan appraised
Instant loan approval
Loan disbursed
| Interest Rate | Processing Fee | MTM Charges |
|---|---|---|
0.99% onward p.m.
|
₹0 onwardsVaries depending on scheme availed |
₹500.00Valuing an asset to reflect its current market rate |
Identity Proof - ( Aadhar
Card/ Valid Passport/ PAN Card/ Driving License/ Voter ID Card/ Job card issued by
NREGA)
Address Proof - ( Aadhar
Card/ Passport/ Ration Card/ Electricity bill/ Valid driving license/ Voter ID Card/ Job
card issued by NREGA)
Visit one of our 2600+
gold loan branches.
Provide your Aadhar
number.
Our branches will do eKYC
and offer the IIFL Finance gold loan right away.
Pay directly from the mobile app
Visit one of our 2600+
gold loan branches.
Provide your Aadhar
number.
Our branches will do eKYC
and offer the IIFL Finance gold loan right away.
Visit your nearest branch
Walk in
the nearest IIFL gold loan branch and pay the dues conveniently by cash.
*The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat.
*You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.
IIFL Finance Gold Loan helps you with the necessary immediate funding. IIFL gold loans quick digital process can disburse the amount you require within 30 minutes. Whether it is financial crisis, investing in new equipment or any other problems, a gold loan loan can make your life easy.
“We were able to achieve progress in our lives because of IIFL Finance gold loan, I am at peace now with the change that has happened in my lifestyle, siblings getting married and my children upgrading their education.”
Sagar LandgeA Farmer based in Pune
“I was going through such a crisis when my mother was unwell and needed to be treated at a better hospital in Pune and IIFL Finance helped me to save my ailing mother by providing Gold Loan at the right time.”
Veer Badal DahiyekarA Government Servant
Gold Loan is a secured financial product where gold jewellery is taken as collateral. During the valuation of gold, the market value is calculated according to the per gram market rate on the day of the loan application. Only the gold parts are used to calculate the value; other metals, stones and gems are excluded from the calculations.
IIFL Finance is one of the top financial services firms in India. With an experience of more than 25 years, IIFL has catered to 60 lakh customers. On the basis of market capitalization, IIFL is termed as one of the leading financial companies across India. IIFL Finance gold loans assure to fuel funds into your venture to grow exponentially. With fast loan approvals and disbursals, IIFL gold loans are here to benefit you.
ASSETS UNDER
MANAGEMENT#
HAPPY
EMPLOYEES
TOTAL INCOME
Q3FY22
CREDIT RATING
BY CRISIL#
A gold loan is a loan obtained after pledging gold jewellery as collateral to a gold loan bank. The loan amount is calculated on the basis of the quantity and purity of gold.
The maximum tenure of IIFL gold loans is 24 months.
Yes, you can. Once you have paid the amount based on the value of the gold, you can partly release your gold.
You can pay your IIFL gold loan through the app or visit one of your nearest IIFL gold loan branches to pay the amount in cash.
You can get best attractive interest rate with IIFL. You can also use the gold loan interest rate calculator and gold loan EMI calculator to determine the rate of interest for your loan and the EMI amount.
The value of the gold is calculated in accordance with the per gram rate in the market. Therefore, the amount will be gold loan per gram of gold jewellery surrendered. While evaluating the weight of the jewellery, only the gold parts are calculated and the stones and other metals are not considered.
Rates & Charges 
Documents 
Gold Loan Process 
Repayments 
