Sapna aapka.
Gold loan humaara.

  • No hidden charges

    No hidden

  • Maximum value for gold

    Maximum value
    for gold

Tamanna bhatia

Benefits of IIFL Finance Gold Loan

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Benefits icon Get Maximum value for your Gold

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Benefits icon Balance Transfer Available

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Benefits icon Get Quick Loan Disbursal

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Benefits icon Insured against Theft

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Benefits icon Best Gold Loan Interest Rate

Gold Loan at your Home in 30 mins*. 5 Easy Steps

Steps To Get A Gold Loan

IIFL Finance Gold Loan provides the necessary funds for your business ventures or financial emergencies by giving the maximum value for your gold. Pledge your gold and get your gold loan now!

Gold Loan Details

Interest Rate Processing Fee MTM Charges
0.99% onward p.m.
(11.88% - 27% p.a.)

Rates vary according to the loan amount and repayment frequency

0 onwards

Varies depending on scheme availed


Valuing an asset to reflect its current market rate

tickmarkIdentity Proof - ( Aadhar Card/ Valid Passport/ PAN Card/ Driving License/ Voter ID Card/ Job card issued by NREGA)

tickmarkAddress Proof - ( Aadhar Card/ Passport/ Ration Card/ Electricity bill/ Valid driving license/ Voter ID Card/ Job card issued by NREGA)

tickmarkVisit one of our 2600+ gold loan branches.

tickmarkProvide your Aadhar number.

tickmarkOur branches will do eKYC and offer the IIFL Finance gold loan right away.

With the brand new IIFL Loans app, Repayment has turned into a smooth process.

Pay directly from the mobile app

tickmarkVisit one of our 2600+ gold loan branches.

tickmarkProvide your Aadhar number.

tickmarkOur branches will do eKYC and offer the IIFL Finance gold loan right away.

Visit your nearest branch
Walk in the nearest IIFL gold loan branch and pay the dues conveniently by cash.

Calculate your gold loan amount

Assess the eligible gold loan amount against your gold jewellery.
gms kg
Rate Calculated @ 3388/gm

*The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat.

*You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.

Gold Loan for Your All Needs

IIFL Finance Gold Loan helps you with the necessary immediate funding. IIFL gold loans quick digital process can disburse the amount you require within 30 minutes. Whether it is financial crisis, investing in new equipment or any other problems, a gold loan loan can make your life easy.


How does gold loan works

Gold Loan is a secured financial product where gold jewellery is taken as collateral. During the valuation of gold, the market value is calculated according to the per gram market rate on the day of the loan application. Only the gold parts are used to calculate the value; other metals, stones and gems are excluded from the calculations.


Why IIFL Finance

IIFL Finance is one of the top financial services firms in India. With an experience of more than 25 years, IIFL has catered to 60 lakh customers. On the basis of market capitalization, IIFL is termed as one of the leading financial companies across India. IIFL Finance gold loans assure to fuel funds into your venture to grow exponentially. With fast loan approvals and disbursals, IIFL gold loans are here to benefit you.

Our Story in Numbers


₹64,638 Cr




₹1,379.2 Cr


AA Stable

# As on March 31, 2023


A gold loan is a loan obtained after pledging gold jewellery as collateral to a gold loan bank. The loan amount is calculated on the basis of the quantity and purity of gold.

The maximum tenure of IIFL gold loans is 24 months.

Yes, you can. Once you have paid the amount based on the value of the gold, you can partly release your gold.

You can pay your IIFL gold loan through the app or visit one of your nearest IIFL gold loan branches to pay the amount in cash.

You can get best attractive interest rate with IIFL. You can also use the gold loan interest rate calculator and gold loan EMI calculator to determine the rate of interest for your loan and the EMI amount.

The value of the gold is calculated in accordance with the per gram rate in the market. Therefore, the amount will be gold loan per gram of gold jewellery surrendered. While evaluating the weight of the jewellery, only the gold parts are calculated and the stones and other metals are not considered.

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