Loan Against Property Funding Ratio
Find out here how much of your property value can be financed in Regular, Sammaan and Sammaan Plus LAP cases.
| Collateral Type | Regular LAP (Maximum LTV) |
|---|
| Residential - Self Occupied Fully | 65% |
| Residential- Rented/Partly Rented/ Partly Vacant | 60% |
| Commercial/Mixed- Self Occupied Fully | 55% |
| Commercial- Rented/Partly Rented/ Partly Vacant | 50% |
| Plot- Residential | 60% |
| Plot- Commercial | 50% |
| Collateral Type | Sammaan (Maximum LTV) |
|---|
| Residential – Self Occupied Fully | 65% |
| Residential- Rented/Partly Rented/ Partly Vacant | 60% |
| Commercial/Mixed- Self Occupied Fully | 55% |
| Commercial- Rented/Partly Rented/ Partly Vacant | 50% |
| Plot- Residential | 60% |
| Plot- Commercial | 50% |
| Industrial Built Up | 40% |
| Industrial Plot | 35% |
| Collateral Type | Sammaan Plus (Maximum LTV) |
|---|
| Residential – Self Occupied Fully | 55% |
| Residential- Rented/Partly Rented/ Partly Vacant | 50% |
| Commercial/Mixed- Self Occupied Fully | 45% |
| Commercial- Rented/Partly Rented/ Partly Vacant | 40% |
| Plot- Residential | 50% |
| Plot- Commercial | 40% |
