Loan Against Property Documents Required

Document Type

• Application form Click here to Download application form
• Identity Proof for Individual

  PAN Card (mandatory) and any one of the below documents

  1. Voter Card
  2. Aadhar Card
  3. Valid Passport
  4. Driving License
  5. Photo Credit Card
  6. Photo Identity card issued by Govt. body
  7. Letter from recognized public authority or public servant verifying the identity of the customer with photograph (not more than 30 days old)
• Address Proof for Individual

  Any one of the below documents:

  1. Voter Card
  2. Aadhar Card
  3. Valid Passport
  4. Letter from a recognized public authority or public servant verifying the identity and residence of the customer
  5. Latest Utility bill
  6. Rent agreement on stamp Paper
  7. Bank Statements reflecting address of borrowers of any commercial nationalized bank
  8. Credit Card Statement not older than 3 months
  9. Life Insurance Policy
  10. Residence address Certificate /letter by employer on company letterhead
  11. Copy of Sale Deed of the property (residence), if owned
  12. Municipal or property tax receipt
  13. Post office saving bank account statement
  14. Pension or family pension payment orders (PPOs) issued to retired employees by Govt. departments or Public Sector Undertakings, if they contain the address.
  15. Letter of allotment of accommodation from employer issued by State or Central Govt. departments, statutory or regulatory bodies, and public sector undertakings, scheduled commercial banks, financial institutions, and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation
  16. Documents issued by Govt. departments of foreign jurisdiction and letter issued by Foreign Embassy or Mission in India
• Address Proof for Business Entities

  Any one of the below documents:

  1. Shops & Establishment Certificate
  2. Trade License Certificate
  3. SSI Registration Certificate
  4. PAN Card/Sales Tax/ VAT Registration Certificate
  5. Partnership Deed (for firms) / Memorandum of Association (MOA) for companies
  6. Export-Import Code Certificate/Factory Registration Certificate
  7. Professional qualification Certificate and Degree Certificate for Professionals
  8. SEBI Registration Certificate
  9. Registration No issued by ROC
• Proof of income

  All the documents given below:

  1. Income Tax Returns along with computation for last 2 financials years
  2. Balance Sheet and Profit & Loss account along with all annexures (duly CA certified and audited if applicable)
  3. Last 6 months current account statement of the business entity and saving account statement of individual
• Other documents

  All the documents given below:

  1. Documents related to running loans along with 6 months repayment bank statements
  2. Latest List of share holding pattern (duly CA/CS certified)
  3. MOA (for private Limited companies)
  4. Partnership deed (for partnership firms)
• Property Documents

  All the documents given below:

  1. Copy of complete chain documents of the property (as applicable)
  2. Copy of Approved Plan (if applicable)