

Loan Against Property Documents Required
It can be said that loan against property implies the most secure method for availing a credit. One of the reasons is that the process of availing IIFL Loan Against Property is very simple and hassle-free. You can get your documents ready and avail the home loan against it. When you apply for the LAP, ensure to keep No Objection Certificate (NOC) and property papers ready. Loan against property can be availed by self employed, salaried, partnership firms & private limited companies.
To make your application process simpler, here is a list of documents that you will need:
Document Type
- Click here to Download application form
PAN Card (mandatory) and any one of the below documents
- Voter Card
- Aadhar Card
- Valid Passport
- Driving License
- Photo Credit Card
- Photo Identity card issued by Govt. body
- Letter from recognized public authority or public servant verifying the identity of the customer with photograph (not more than 30 days old)
Any one of the below documents:
- Voter Card
- Aadhar Card
- Valid Passport
- Letter from a recognized public authority or public servant verifying the identity and residence of the customer
- Latest Utility bill
- Rent agreement on stamp Paper
- Bank Statements reflecting address of borrowers of any commercial nationalized bank
- Credit Card Statement not older than 3 months
- Life Insurance Policy
- Residence address Certificate /letter by employer on company letterhead
- Copy of Sale Deed of the property (residence), if owned
- Municipal or property tax receipt
- Post office saving bank account statement
- Pension or family pension payment orders (PPOs) issued to retired employees by Govt. departments or Public Sector Undertakings, if they contain the address.
- Letter of allotment of accommodation from employer issued by State or Central Govt. departments, statutory or regulatory bodies, and public sector undertakings, scheduled commercial banks, financial institutions, and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation
- Documents issued by Govt. departments of foreign jurisdiction and letter issued by Foreign Embassy or Mission in India
Any one of the below documents:
- Shops & Establishment Certificate
- Trade License Certificate
- SSI Registration Certificate
- PAN Card/Sales Tax/ VAT Registration Certificate
- Partnership Deed (for firms) / Memorandum of Association (MOA) for companies
- Export-Import Code Certificate/Factory Registration Certificate
- Professional qualification Certificate and Degree Certificate for Professionals
- SEBI Registration Certificate
- Registration No issued by ROC
All the documents given below:
- Income Tax Returns along with computation for last 2 financials years
- Balance Sheet and Profit & Loss account along with all annexures (duly CA certified and audited if applicable)
- Last 6 months current account statement of the business entity and saving account statement of individual
All the documents given below:
- Documents related to running loans along with 6 months repayment bank statements
- Latest List of share holding pattern (duly CA/CS certified)
- MOA (for private Limited companies)
- Partnership deed (for partnership firms)
All the documents given below:
- Copy of complete chain documents of the property (as applicable)
- Copy of Approved Plan (if applicable)