Documents required for Home Improvement Loan

Document Type

• Application form Click here to Download application form
• Identity Proof
  1. Valid Passport
  2. Voter Card
  3. Aadhar Card
  4. PAN Card
  5. Other acceptable documents as prescribed by National Housing Bank from time to time
• Address Proof

  Any one of the below documents:

  1. Valid Passport
  2. Voter Card
  3. Aadhar Card
  4. Other acceptable documents as prescribed by National Housing Bank from time to time
• Address Proof for Business Entities

  Any one of the below documents:

  1. Shops & Establishment Certificate
  2. Trade License Certificate
  3. SSI Registration Certificate
  4. PAN Card/Sales Tax/ VAT Registration Certificate
  5. Partnership Deed (for firms) / Memorandum of Association (MOA) for companies
  6. Export-Import Code Certificate/Factory Registration Certificate
  7. Professional qualification Certificate and Degree Certificate for Professionals
  8. SEBI Registration Certificate
  9. Registration No issued by ROC
• Proof of income

  All the documents given below:

  1. Income Tax Returns along with computation for last 2 financials years
  2. Balance Sheet and Profit & Loss account along with all annexures (duly CA certified and audited if applicable)
  3. Last 6 months current account statement of the business entity and saving account statement of individual
• Other documents

  All the documents given below:

  1. Documents related to running loans along with last 6 months bank statement from which the repayment of these loans are made
  2. List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
  3. Memorandum and Articles of Association of the Company
  4. Partnership Deed in case of the business entity being a partnership firm
• Property Documents

  All the documents given below:

  1. Copy of complete chain documents of the property (as applicable)
  2. Copy of the plans approved by the Local Authorities
  3. Construction estimate by the Architect/Civil Engineer