Healthcare Finance FAQs



Healthcare finance is a loan offered to doctors, hospitals, eye centres, diagnostics centres and nursing homes etc., for purchase of medical equipment, refinance on existing lien-free medical equipment or expansion of existing healthcare facilities etc.

  • Any self-employed doctor with a minimum experience of 3 years
  • Any partnership, trust, society & Pvt Ltd. company in healthcare services

The customer needs to submit their last statement, 6 months bank statement, repayments tracks, performa invoice and KYC documents.

A maximum 85% of the equipment cost, depending on the financial strength of the customer.

The tenor period can vary from 12 months to 84 months.

Yes, finance for ancillary equipment can be availed in combination with medical equipment.

Yes, finance can be availed on lien-free existing equipment.

Yes, finance can be availed for any brown-field expansion.

It would take maximum 4 working days after submission of required documents.

Repayment must be made through post-dated cheques (PDC’s) or Electronic Clearing System (ECS).

Yes, you may pre-pay after 6 months of disbursal.

Interest on the loans is calculated on a monthly reducing balance method.

It would depend on the loan facility and the financial strength of customer.

Normally a guarantor is required; however, this would also depend upon the loan facility and financial strength of the customer.


May I Help You