Low interest
rates
No collateral
needed
Paperless
process
Loans up to
₹30 Lakh
with No Collateral
100%
Digital
Process
Quick Loan
Approval
Interest Rate at
12.75% - 33.75% p.a.
Flexible Loan
Tenure
12 months - 60 months
With IIFL Finance business loans, take your business to new heights. Perfect for MSMEs with small financial needs, the online business loan processing is completely digital with no paperwork.
Fill the online
application form
Submit your bank statements and other business documents
Upload KYC
documents
Loan is
disbursed
| Features | Business Loan up to ₹10 Lakh | Business Loan up to ₹30 Lakh |
|---|---|---|
| Loan Amount | ₹10,000 - ₹10 Lakh | ₹10 Lakh - ₹30 Lakh |
| Loan Tenure | 12 months - 60 months | 12 months - 60 months |
| Business Vintage | Minimum 2 Years | Minimum 2 Years |
| Age | 23 - 65 Years | 23 Years - 65 Years |
| Type of Business | Proprietorship | Proprietorship |
| Type of bank account | Current Account / Savings Account | Current Account / Savings Account |
| Business Loan up to ₹10 Lakh | Business Loan up to ₹30 Lakh |
|---|---|
| PAN Card (Individual) | PAN Card (Individual) |
| Aadhaar Card (Individual) | Aadhaar Card (Individual) |
| Business Vintage Proof (Minimum 2 Years) | Business Vintage Proof (Minimum 2 Years) |
| Minimum 06 Months (CA/SA) Bank Statement | Minimum 12 Months (CA/SA) Bank Statement |
| GST with Minimum 2 Years vintage |
Click the ‘Apply Now’ button
Fill in your Personal Details (mobile number, email address)
Approval of Loan
Upload KYC documents
Disbursement of Loan
| Features | Business Loan up to ₹10 Lakh | Business Loan up to ₹30 Lakh |
|---|---|---|
| Rate of Interest | 12.75% - 33.75% p.a. | 12.75% - 33.75% p.a. |
| Loan Processing Charges | 2% - 4% | 2% - 4% |
I am thankful to IIFL for fulfilling my finance requirement at the right moment. IIFL provided me with every detail of the loan through timely SMSes.
Savaliya Jitendrabhai Vinubhai
We are enjoy a delightful relationship with IIFL. We have found it extremely smooth and easy to get any information regarding our loans from them. Their processes are well-defined and loans are disbursed within agreed timelines. There is complete co-operation from the entire team and we look forward to borrow more from IIFL in the future.
Rajesh Maheshwari
IIFL Finance is one of India’s leading financial services firms that has been serving over ₹60 lakh customers for 25 Years. As per market capitalization, IIFL Finance is ranked as the top independent financial services provider known for its customised and business-oriented credit products. With IIFL’s business loans, you are sure to get the required capital for your business at an industry-best interest rate, along with pre and post disbursement support.
ASSETS UNDER
MANAGEMENT#
HAPPY
EMPLOYEES
TOTAL INCOME
Q3FY22
CREDIT RATING
BY CRISIL#
You can get a business loan up to Rs 30 lakhs from IIFL Finance by completing easy-to-meet eligibility criteria and following simple steps online.
To avail of the loan, simply click the 'Apply Now' button on the banner above. You have to provide your personal details and upload the required documents to get the business loan disbursed. Alternatively, you can give a missed call on 7039-050-000 to consult a financial expert to help you get the business loan.
Only Proprietorship firms can apply for a business loan from IIFL Finance. All business loan applicants are required to fulfil the above-mentioned IIFL business loan eligibility criteria before submitting the relevant documents for business loan disbursement.
IIFL Finance considers a CIBIL score of 700 & above is preferable to find the applicant eligible for a business loan. Furthermore, a strong financial history and submission of all the relevant documents are also contributing factors towards a strong business loan application.
The interest rate for an IIFL business loan is between 12.75% - 33.75% per annum. However, there are numerous other charges/fees you will have to pay for taking an IIFL Finance business loan. You can find a detailed list of all the rates and charges in the ‘Rates and Charges’ column given under the ‘IIFL Finance Business Loan Key Features’.
Eligibility 
Documentation 
Process 
Rates and Charges 
