Business aapka.
Loan humaara.

  • Low interest rates

    Low interest

  • No collateral needed

    No collateral

  • Paperless process


Tamanna bhatia
Apply forBusiness Loanon

Benefits of IIFL Finance Business Loan

Benefits icon

Benefits iconLoans up to ₹30 Lakh
with No Collateral

Benefits icon

Benefits icon100% Digital

Benefits icon

Benefits iconQuick Loan

Benefits icon

Benefits iconInterest Rate at
12.75% - 33.75% p.a.

Benefits icon

Benefits iconFlexible Loan Tenure
12 months - 60 months

Steps to take loan

With IIFL Finance business loans, take your business to new heights. Perfect for MSMEs with small financial needs, the online business loan processing is completely digital with no paperwork.

Business Loan Details

Features Business Loan up to ₹10 Lakh Business Loan up to ₹30 Lakh
Loan Amount ₹10,000 - ₹10 Lakh ₹10 Lakh - ₹30 Lakh 
Loan Tenure 12 months - 60 months 12 months - 60 months
Business Vintage Minimum 2 Years Minimum 2 Years
Age 23 - 65 Years 23 Years - 65 Years
Type of Business Proprietorship Proprietorship
Type of bank account Current Account / Savings Account Current Account / Savings Account
Business Loan up to ₹10 Lakh Business Loan up to ₹30 Lakh
PAN Card (Individual) PAN Card (Individual) 
Aadhaar Card (Individual) Aadhaar Card (Individual)
Business Vintage Proof (Minimum 2 Years) Business Vintage Proof (Minimum 2 Years)
Minimum 06 Months (CA/SA) Bank Statement Minimum 12 Months (CA/SA) Bank Statement
GST with Minimum 2 Years vintage
process icon

Click the ‘Apply Now’ button

process icon

Fill in your Personal Details (mobile number, email address)

process icon

Approval of Loan

process icon

Upload KYC documents

process icon

Disbursement of Loan

Features Business Loan up to ₹10 Lakh Business Loan up to ₹30 Lakh
Rate of Interest 12.75% - 33.75% p.a. 12.75% - 33.75% p.a.
Loan Processing Charges 2% - 4% 2% - 4%

EMI Calculator

Business Loan Calculator

10000 3000000
12 Months 60 Months
% p.a.
12.75% 33.75%

Total Payment 8,00,000

Interest Payable 2,16,000



IIFL Finance is one of India’s leading financial services firms that has been serving over ₹60 lakh customers for 25 Years. As per market capitalization, IIFL Finance is ranked as the top independent financial services provider known for its customised and business-oriented credit products. With IIFL’s business loans, you are sure to get the required capital for your business at an industry-best interest rate, along with pre and post disbursement support.

Our Story
in Numbers


₹46,780 Cr




₹1071 Cr


AA Stable

# As on December 31, 2021


You can get a business loan up to Rs 30 lakhs from IIFL Finance by completing easy-to-meet eligibility criteria and following simple steps online.

To avail of the loan, simply click the 'Apply Now' button on the banner above. You have to provide your personal details and upload the required documents to get the business loan disbursed. Alternatively, you can give a missed call on 7039-050-000 to consult a financial expert to help you get the business loan.

Only Proprietorship firms can apply for a business loan from IIFL Finance. All business loan applicants are required to fulfil the above-mentioned IIFL business loan eligibility criteria before submitting the relevant documents for business loan disbursement.

IIFL Finance considers a CIBIL score of 700 & above is preferable to find the applicant eligible for a business loan. Furthermore, a strong financial history and submission of all the relevant documents are also contributing factors towards a strong business loan application.

The interest rate for an IIFL business loan is between 12.75% - 33.75% per annum. However, there are numerous other charges/fees you will have to pay for taking an IIFL Finance business loan. You can find a detailed list of all the rates and charges in the ‘Rates and Charges’ column given under the ‘IIFL Finance Business Loan Key Features’.

Show More Show Less
back to top